• Savings Accounts

    At MemberFirst Credit Union we have a range of deposit accounts to suit your needs. Our accounts allow you to watch your savings grow and provide you with the flexibility you need to manage your money.

    Savings Accounts

    S1 Easy Access Account This everyday account may not provide interest but it's packed full of easy access facilities so you can be assured you'll never get caught out.
    • Easy access via Redicard, Visa, Cheque Book
    • Electronic Access via Internet, BPAY & Phone banking
    • Link to our savings accounts to earn interest on a surplus
    		 Nil%pa

     

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    S2 & S10 Special Purpose Account These accounts are used to separate everyday funds from money saved for a special purpose or bill payment.
    • Establish separate accounts to save for a holiday or car
    • Electronic Access via Internet, BPAY & Phone banking
    • Interest calculated monthly and paid annually in June
    		 0.05%pa

     

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    S3 Visa Access Savings Account An everyday account that gives you the spending power of Visa. Use in 24m merchant locations and 1m ATMs worldwide.
    • Use your own money and pay no credit card interest
    • Attach an overdraft to see you through until payday
    • Avoid fees: Press “credit” when you make a purchase
    		 Nil%pa

     

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    S4 Super Savers Account Encourage the development of sound money management skills that will last a lifetime with this account especially developed for under 12s.
    • Kids receive special benefits as well as a great rate
    • Optional auto deductions from parent's salary or account
    • No minimum balance required
    		 1.00%pa

     

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    S5 Christmas Club Account A great way to save for Christmas. This account can help you buy the presents or fund the holiday feast.
    • Withdrawals restricted to 1st Nov to 15th Jan
    • Set up a direct debit or salary deduction to boost savings
    • Access your money in branch or via Internet or phone only in the available period
    		 2.75%pa

     

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    S6 Real Interest - For Retirees Account With a free cheque book (if required) and a great rate, this account makes your money work as hard as you have.
    • An at-call, transaction fee free account with high interest rate tiers
    • Easy access via Redicard, Visa, Cheque Book
    • Interest calculated daily and paid monthly
    		 Up to 0.5%pa View Rate Tier

     

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    S7 Cash Management Account This account offers higher interest rates for the serious saver with some restrictions on accessing your funds to help you save.
    • Minimum balance of $1,000
    • Each deposit is not available for withdrawal for 30 days
    • 7 days notice must be given for withdrawal
    		 0.75%pa

     

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    S9 MemberFirst Savers Club Account

    Designed to aid the budgeting process by restricting access to over the counter withdrawals, impulse buying will be a thing of the past.

    • Interest rates increase the more you save
    • No ATM or EFTPOS access
    • Interest calculated daily and credited annually on 30 June
    		 Up to 0.50%pa View rate tier

     

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    S20 / S21 / S23 Mortgage Offset Savings Make your savings work harder for you. Reduce your mortgage by the balance of your savings and therefore reduce your mortgage interest charges.
    • Funds available 24x7 via our full range of access facilities
    • Set up a direct debit or salary deduction to boost savings
    • No minimum balance required
    		 Nil

     

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    Additional Key Features

    FEATURES  
    Minimum Balance Nil (except Cash Management Account - $1,000)
    Interest Calculated daily, paid monthly or annually on 30 June
    Automatic Deposits (salary / account) Yes
       
     

     

    More Information

     

     

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    Questions?

    If you have any questions, please contact us Enquire Now