Member First Credit Union
BSB 802091 Phone 98971622
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    Personal/Car Loans

    With a personal loan you can purchase the necessities of life when you need them. With competitive interest rates and flexible repayment options you have the freedom to get that car, buy those appliances or enjoy that holiday sooner.

    Personal / Car Loans

    Fully Secured by Term Deposit Loan This loan allows you to hold onto your savings and get a great rate on your car loan at the same time.
    • Get a low rate and earn interest on your savings
    • Borrow up to $50,000
    • And of course - no loan service fees

    8.40%pa
    interest rate

    8.61%pa
    comparison rate *

    Apply Now

     
    Car Loan
    (1 -3 years)
    A great interest rate, no loan service fees and the flexibility to make extra repayments without penalty helps you manage your loan as you choose.
    • Borrow up to 100% of the purchase price
    • Early repayments without penalty
    • And of course - no loan service fees

    9.25%pa
    interest rate

    9.46%pa
    comparison rate *

    Apply Now

     
    Car Loan
    (4 -5 years)
    All the same great benefits as the Car Loan (1-3 years), a great interest rate, no service fees and the flexibility to manage your loan as you choose.
    • Borrow up to 100% of the purchase price
    • Early repayments without penalty
    • And of course - no loan service fees

    11.00%pa
    interest rate

    11.07%pa
    comparison rate *

    Apply Now

     
    Car Loan
    (5+ years)
    Designed for used car purchases but with all the same great benefits as our other car loans so you can manage your loan as you choose.
    • Borrow up to 100% of the purchase price
    • Early repayments without penalty
    • And of course - no loan service fees

    13.00%pa
    interest rate

    13.07%pa
    comparison rate *

    Apply Now

     
    Unsecured Loan Whatever it is you want, a plasma TV, a holiday or even home renovations - we can help you get it.
    • Available for any worthwhile purpose
    • Redraw available on additional repayments
    • And of course - no loan service fees

    14.25%pa
    interest rate

    14.42%pa
    comparison rate *

    Apply Now

     

    Additional Key Features

    FEATURES  
    Minimum Amount $1,000
    Maximum Amount $70,000
    Loan Period 7 years
    Repayments Monthly / Fortnightly / Weekly
    Interest Charges Calculated daily, charged monthly
    Application Fee $150
    Variable and Lump Sum Repayments Yes
    Early Repayments (without penalty) Yes
    Redraw Facility Yes
    Car Valuations Required No
    Monthly Account Keeping / Service Fees No
    Automatic Repayments (salary / account) Yes
     

    More Information

    • Calculate how much will your loan repayments be or how much you can borrow. Use one of our loan calculators
    • More questions? Check out our loan FAQs
    • Read our financial guides
     

    Apply

    Apply for a personal/car loan now Apply Now

    Questions?

    If you have any questions, please contact us Enquire Now

    * Comparison rates are calculated on a loan amount of $30,000 over a term of 5 years.
    WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Any advice provided on this website did not take into consideration the circumstances and needs of any individual. If any advice provided on this website offers you a financial product regulated by the Financial Services Reform Act 2001, you must first consider our Financial Services Guide and the Terms and Conditions of Use for the product in light of your own circumstances and needs before acquiring the product.