Member First Credit Union
BSB 802091 Phone 98971622
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    Home Loans

    We understand that buying a home is probably the most important - and expensive - purchase you'll ever make. We have a range of mortgage options to fit your needs.

    homeLoans

    Standard Variable Rate Home Loan A fully featured loan at a great rate. Enables you to make extra repayments or withdrawals so you can manage your mortgage as you choose.
    • Fully-featured to suit your needs
    • Redraw available on any additional repayments made
    • And of course - no loan service fees or transaction account fees

    6.59%pa
    interest rate

    6.65%pa
    comparison rate *

    Apply Now

     
    12 Month Fixed Rate Home Loan Provides you with the peace of mind that comes from knowing that your rates and payments remain the same for a fixed period of 12 months.
    • The security of a fixed rate for 12 months
    • No penalty for early repayment unless during a fixed period
    • And of course - no loan service fees or transaction account fees

    7.15 %pa
    interest rate

    6.48 %pa
    comparison rate *

    Apply Now

     
    24 Month Fixed Rate Home Loan Choosing this loan not only provides you with the security of a fixed rate, but also makes it easier for you to budget longer term!
    • Budget better with fixed repayments for 24 months
    • No penalty for early repayment unless during a fixed period
    • And of course - no loan service fees or transaction account fees

    7.75 %pa
    interest rate

    6.68 %pa
    comparison rate *

    Apply Now

     
    100% Mortgage Offset Home Loan Reduce your repayments by reducing the balance of your loan by the balance of your savings account.
    • Save on interest with a 100% offset account
    • Flexible repayments to suit your income cycle
    • And of course - no loan service fees or transaction account fees

    6.59 %pa
    interest rate

    6.65%pa
    comparison rate *

    Apply Now

     

    Additional Key Features

    FEATURES  
    Minimum Amount $50,000
    Maximum Amount 80% of the property value;
    95% of the property value with mortgage insurance
    Loan Period 30 years
    Repayments Monthly / Fortnightly / Weekly
    Interest Charges Calculated daily, charged monthly
    Application $100
    Variable and Lump Sum Repayments Yes
    Early Repayments (without penalty) Yes (assuming the loan is not in a fixed period)
    Redraw Facility Yes
    Property Valuations Required Yes
    Monthly Account Keeping / Service Fees No
    Automatic Repayments (salary / account) Yes
     

    More Information

    • Calculate how much will your loan repayments be or how much you can borrow. Use one of our loan calculators
    • More questions? Check out our loan FAQs
    • Read our financial guides
     

    Apply

    Apply for a home loan now Apply Now

    Questions?

    If you have any questions, please contact us Enquire Now

    * Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years.
    WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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  • ABN 61 087 650 593
  • AFSL 244561
  • BSB 802091

Any advice provided on this website did not take into consideration the circumstances and needs of any individual. If any advice provided on this website offers you a financial product regulated by the Financial Services Reform Act 2001, you must first consider our Financial Services Guide and the Terms and Conditions of Use for the product in light of your own circumstances and needs before acquiring the product.