• No interest free days just a great low rate
• Borrow up to $20,000
• Only pay interest on the funds you use, not your limit

15.20%pa

$Nilpa#

• 55 interest free days / $1,000 daily cash advance limit
• Borrow from $2,000 to $7,500
• Purchase insurance and up to 4 additional cards free

2.90%pa xfr^

11.85%pa^

$45pa#

• 55 interest free days / $1,000 daily cash advance limit
• Borrow from $5,000 to $25,000
• Additional International and Interstate Travel Insurance

2.90%pa xfr^

11.85%pa^

$85pa#

• Every $1 spent equals 1 reward point
• Redeem points for over 300 items including cash back
• Reward points never expire

4.90%pa xfr*

17.99%pa*

$45pa#

• Every $1 spent equals 1 reward point (will never expire)
• Redeem points from over 300 items including cash back
• Virgin Blue and Singapore Airlines Reward Partners

4.90%pa xfr*

17.99pa*

$85pa#

• Every $1 spent equals 1 reward point
• Balance transfers receive an introductory rate
• Only pay interest on the funds you use, not your limit

4.90%pa xfr*

17.99pa*

$118pa#