Member First Credit Union

Personal/Car Loans

With a personal loan you can purchase the necessities of life when you need them. With competitive interest rates and flexible repayment options you have the freedom to get that car, buy those appliances or enjoy that holiday sooner.

Personal / Car Loans

Fully Secured by Term Deposit Loan This loan allows you to hold onto your savings and get a great rate on your car loan at the same time.
  • Get a low rate and earn interest on your savings
  • Borrow up to $50,000
  • And of course - no loan service fees

8.40%pa
interest rate

8.54%pa
comparison rate *

Apply Now

 
Car Loan
(1 -3 years)
A great interest rate, no loan service fees and the flexibility to make extra repayments without penalty helps you manage your loan as you choose.
  • Borrow up to 100% of the purchase price
  • Early repayments without penalty
  • And of course - no loan service fees

9.25%pa
interest rate

9.32%pa
comparison rate *

Apply Now

 
Car Loan
(4 -5 years)
All the same great benefits as the Car Loan (1-3 years), a great interest rate, no service fees and the flexibility to manage your loan as you choose.
  • Borrow up to 100% of the purchase price
  • Early repayments without penalty
  • And of course - no loan service fees

11.00%pa
interest rate

11.22%pa
comparison rate *

Apply Now

 
Car Loan
(5+ years)
Designed for used car purchases but with all the same great benefits as our other car loans so you can manage your loan as you choose.
  • Borrow up to 100% of the purchase price
  • Early repayments without penalty
  • And of course - no loan service fees

13.00%pa
interest rate

13.22%pa
comparison rate *

Apply Now

 
Unsecured Loan Whatever it is you want, a plasma TV, a holiday or even home renovations - we can help you get it.
  • Available for any worthwhile purpose
  • Redraw available on additional repayments
  • And of course - no loan service fees

14.25%pa
interest rate

14.40%pa
comparison rate *

Apply Now

 

Additional Key Features

FEATURES  
Minimum Amount $1,000
Maximum Amount $70,000
Loan Period 7 years
Repayments Monthly / Fortnightly / Weekly
Interest Charges Calculated daily, charged monthly
Application Fee $50
Variable and Lump Sum Repayments Yes
Early Repayments (without penalty) Yes
Redraw Facility Yes
Car Valuations Required No
Monthly Account Keeping / Service Fees No
Automatic Repayments (salary / account) Yes
 

More Information

 

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Questions?

If you have any questions, please contact us Enquire Now

* Comparison rates are calculated on a loan amount of $30,000 over a term of 5 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.