• Loan Interest Rates

    Our interest rates have been designed with you in mind - our owner-members. We do not inflate rates as we do not have shareholders taking a percentage of our profits. Any profits we make are returned to you through better products, rates and fees.

    Home Loans

    Account Name Interest Rate % P.A. Comparison Rate % P.A.
    Standard Variable Rate 7.34 7.40
    12 Month Fixed Rate 7.15 7.38
    24 Month Fixed Rate 7.75 7.48
    100% Offset Account 7.34 7.40

    Personal/Car Loans

    Account Name Interest Rate % P.A. Comparison Rate % P.A.
         
    Fully Secured by Term Deposit 8.40 8.54
    Car Loan (1-3 Years) 9.25 9.32
    Car Loan (4-5 Years) 11.00 11.22
    Car Loan (5+ Years) 13.00 13.22
    Unsecured Loans 14.25 14.40

    Overdraft

    Account Name Interest Rate % P.A. Comparison Rate % P.A.
    Overdraft (with Visa Debit) 15.20 N/a

    Credit Cards

    Mastercard Interest Rate Effective Date: 20/04/09

    Account Name Interest Rate % P.A. Annual Fee $
    Silver Low Rate Mastercard:
    Introductory Rate for Balance Transfers
    Variable Interest Rate
    2.90
    11.85
    45
    Gold Low Rate Mastercard:
    Introductory Rate for Balance Transfers
    Variable Interest Rate
    2.90
    11.85
    85
    Silver Mastercard with Rewards:
    Introductory Rate for Balance Transfers
    Variable Interest Rate
    4.90
    17.99
    45
    Gold Mastercard with Rewards:
    Introductory Rate for Balance Transfers
    Variable Interest Rate
    4.90
    17.99
    85
    Gold Mastercard with Qantas Rewards:
    Introductory Rate for Balance Transfers
    Variable Interest Rate
    4.90
    17.99
    118

    Questions?

    If you have any questions, please contact us Enquire Now